Looking to Purchase a Condo? Read this first!

When starting the home buying process most consumers do not realize that the type of property they are looking for can have a big impact on what loan products they may have at their disposal. This point is illustrated best when talking about condominiums. Most buyers do not realize that there are certain restrictions that… [Read More]

Should You Put More Than 20% Down on a House If You Can Afford It?

July 13, 2018…The national average down payment is between six and 11 percent, with some home-buyers paying as little as three to 3.5 percent. But for some people, there’s an opportunity to put down more than the perceived-standard 20 percent. Should they do it? It might seem tempting, as your house is likely the biggest… [Read More]

7 Steps To Buying A Home

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June 11th, 2018: Along with paying down debt, building an emergency fund, and planning for retirement, buying a home is one of the most popular financial planning goals. With interest rates on the rise, you may be wondering how to buy a home as soon as possible. Here are some steps to take: 1) Get… [Read More]

How to choose the “right” Mortgage

Titles can be misleading. The title of this article should really read “How to choose the right mortgage…for YOU.” What is best for your friend or your sibling may not be right for you. They may be in a different point in their career or family life than you. They may be a better “saver”… [Read More]


April 11…When responsible first-time homebuyers need help buying a home, the family bank sometimes can lend a hand. Younger homebuyers face a mountain of obstacles, including rising home prices and interest rates, too few homes for sale and unpaid college debt. Student debt is a major source of trouble. When the National Association of Realtors… [Read More]

We’re looking for Experienced Loan Officers


Our Keys to your Success: Ability to lend in all 50 states without individual licensing. One of the most competitive payouts in the industry. Top Mortgage CRM system which is integrated with Encompass to keep in touch with your prospects and existing clients. Common sense Conventional, FHA, VA, Reverse & USDA Underwriting in house. Broker… [Read More]

The Pre-approval process Explained

March 9, 2018…We look at 3 different parts of your finances: 1) Your CREDIT a) Your Score helps us determine if you qualify and for which program b) Blemishes: anything that would stop us from lending money c) Minimum Payments on your report: Credit cards, car loans, student loans and personal loans 2) Your Income… [Read More]

Hello, Homeowners: The 8 Most Useful Apps for Your Phone

February 21, 2018… Centriq Once you unbox and set up home appliances, it’s easy to lose the owner’s manual and directions. That’s where Centriq comes in. Simply snap a picture of a product label or nameplate, and Centriq will load the warranties and manuals into the app. It also shares information about replacement parts, streams… [Read More]

How to Buy a Home When Mortgage Rates Are Rising


February 19, 2018…Mortgage rates have risen about half a percentage point since September. What does that mean for you if you’re buying a home now or plan to buy one soon? For starters, don’t panic. When you’re buying a home, the mortgage rate matters, but it shouldn’t monopolize your attention Read More Here